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2A Forster Street
South Australia 5554

+61 8 8821 1700
+61 8 8821 3312
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Mortgages & Loan Agreements

Investing in expert advice when borrowing or lending money is an investment in protecting your valuable assets and the financial welfare of you and your family.

Some of the most exciting times in life are when we purchase a home, a business or some other substantial asset. Often, money must be borrowed to finance the purchase.

When the amount sought is also substantial, lenders generally and wisely require security over the loan with legal documentation to ensure that the funds lent will be recouped.

Whether you are a Borrower or a Lender, Germein Reed can prepare the required evidentiary and security documentation to protect the best interests of all parties.

Lending large sums of money is an investment and requesting security over the funds is a wise approach to protecting those funds.

Although Mortgages are financial tools commonly associated with banks and larger finance companies, other types of Lenders also use them. Generally, a Mortgage provides the Lender with the right should a Borrower default on repayments, to start the process of repossessing the nominated property. A Mortgage gives a Lender priority over any other person or entity to whom a defaulting Borrower may owe money to.  

For small loans where security is neither requested nor required, it is still wise to at the very least have a Loan Agreement prepared confirming both the amount of the loan and the repayment terms and conditions.



Team members who provide these services:


Ros Rawson, Registered Conveyancer

Ros commenced with Germein Reed in 2005 and heads our Conveyancing Team. She became a Registered Conveyancer in 2013 and...

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Public Notary

Appointed by the Supreme Court of South Australia, Public Notaries are most often required to verify documents, particularly those that...

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